A client which runs a power plant in Bolivia suffered an internal turbine failure in July 2020. However, it wasn’t until January 2021 that the client provided notification of the loss, breaching the terms of its $10m insurance policy. Payment was initially refused on this basis. The delay in notification had been caused by the client attempting to repair the damage, which took longer than expected due to COVID-19 delaying the arrival of certain parts from the US. ConsiliumRe argued that as this delay in notification was therefore caused by an attempt to mitigate business interruption losses, that the client was still eligible for being indemnified. The underwriters agreed with our points, and as a result reversed their decision not to pay out on the claim.