Following the success of our first Casualty facility, Consilium UK Risk Solutions is proud to unveil our latest specialist product - a Contractors All Risks (CAR) facility - designed to give brokers and agents access to flexible, competitively underwritten solutions for construction-related risks.
For Consilium’s UK Risk Solutions team, the launch marks another step in our mission to deliver smarter, faster and more responsive cover, combining in-house underwriting expertise, A+ rated capacity and a structure designed around real-world client needs.
The Evolution of Risk Solutions
Consilium UK Risk Solutions is highly regarded by brokers for its agility, transparency and speed. The recent launch of our Casualty facility has reinforced this reputation while highlighting appetite for specialised facilities that make things easier for brokers without compromising quality or protection.
Building on this success, our new CAR facility expands Consilium’s offering, naturally complementing our Casualty product and giving brokers the ability to deliver a complete construction risk solution under one roof.
“After the response we saw to the Casualty facility, the next step was clear,” explains Luke Browne, Consilium’s in-house underwriter for the CAR facility. “Brokers wanted the same combination of speed, flexibility and underwriting expertise for their construction clients and this facility delivers exactly that.”
Real World Protection
Available as both an Annual Policy and a Standalone Project Policy, the new CAR facility is built for flexibility. It can be packaged with the existing Liability Facility or placed on its own, depending on client needs.
Minimum premiums start from GBP 1,000, making it accessible while still offering exceptional scope. Key coverage includes:
Contract works
Own plant
Tools
Hired-in-plant
Annual Policy Highlights
The Annual Policy option provides enhanced protection and long-term flexibility for ongoing projects, with:
Post Completion Protection - six months for show homes and contents
Speculative build cover
Coverage for a wide range of contractors, including
Groundworks and Civil Engineering
Builders and Allied Trades
Plastering
Carpentry
Bricklaying
Decorating
Electrical
Shop and Office Fitters
Landscapers
Data Cabling
Commercial Glazing and Curtain Walling
Insulation Contractors
Solar Panel Installation
Suitable for contract values from GBP 100,000 to over GBP 12 million, the facility is designed for brokers who want a comprehensive solution that grows with their clients’ businesses.
Project Policy Options
For brokers placing single projects, the Standalone Project Policy offers tailored flexibility with options to include:
It extends protection to employers, main contractors and project managers, ensuring complete peace of mind across every stage of the build.
The Consilium Difference
With underwriting handled in-house by Luke Browne, brokers benefit from direct access to expert decision-making and swift turnaround times, removing the friction often associated with traditional markets. The facility’s A+ rated capacity offers both security and scale, supporting brokers as they place complex or time-sensitive risks.
As with every Consilium solution, the CAR facility reflects the team’s continued focus on innovation and service excellence, giving brokers the tools to deliver for their clients faster and more effectively. “Every new product we bring to market is built on real broker feedback,” says Browne. “This facility will help brokers protect their clients’ projects and keep the momentum going.”
Ready When You Are
Whether placed as a standalone policy or packaged with Consilium’s Liability facility, our new Contractors All Risks facility offers an adaptable solution for construction risks across the UK.
To discuss an enquiry or obtain a quote, contact our New Business team:
All in
Focus