Scriptus: A New Underwriting Platform Built for UK Brokers

There is no shortage of capacity in the UK market right now. In an environment where appetite is strong, the real differentiator is execution and how quickly and confidently a risk can be written.

Jun 26

That is why we are introducing Scriptus. Consilium’s underwriting platform gives UK brokers access to broader appetite, more competitive pricing and wider policy wordings, alongside the ability to place Commercial Combined and Property risks within one cohesive solution.

Built with meaningful delegated authority and underwriting expertise at its core, Scriptus provides the flexibility to respond decisively to broker submissions, helping things move forward without unnecessary delay.

More Than A Binder

There is a perception in parts of the market that binders are for smaller, straightforward risks. Scriptus challenges that. Through its enhanced Whole Commercial Combined offering, we can now accommodate the following in-house:

  • Commercial Combined

  • Contractors Combined

  • Combined Liabilities

  • Property (as part of an overall package)

  • CAR & Plant (both Standalone and Project)

  • Excess of Loss

We now offer a comprehensive Contractors Combined wording, incorporating liability extensions, legal expenses, and the ability to add property where required. It is a genuinely integrated solution, designed to reflect how contractors really operate.

The result is a broader commercial proposition, capable of considering distressed and higher-risk exposures, with no minimum or maximum thresholds. Large or small, established or specialist, Scriptus assesses the full risk profile. If a risk sits outside the binder parameters, the advantage of being part of Consilium, with our wide market relationships, means we will still be able to find it a home.

Built for the Trades Others Hesitate On

Scriptus has appetite for a wide range of complex and higher-risk trades, including:

  • Civil engineers

  • Groundworkers

  • Building contractors and allied trades

  • Precision engineers

  • Steel fabricators

  • And many more high-risk and specialist trades

 An Underwriting Platform with Real Reach

One of the most common frustrations brokers experience is delay - referrals, capacity queries, decisions waiting on sign off. With Scriptus, extensive delegated authority is held in-house, putting decision-making closer to the risk. That means fewer external referrals and faster, clearer outcomes.

While Scriptus operates within a broking-led environment, underwriting decisions are made by experienced decision makers with meaningful authority - combining technical discipline with commercial pragmatism and delivering responsiveness, clarity and momentum.

As an independent, employee-owned wholesale broker, Consilium is known for service excellence and agility. Scriptus strengthens that proposition further, representing the next phase of development for Consilium’s UK Risk Solutions team.

Providing a broader appetite and more competitive route to market for complex commercial risks, for brokers seeking a more agile and commercially aligned solution for Whole Commercial Combined placements, Scriptus is open for business. Contact the team today.

newbusiness@scriptusunderwriting.com

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