Delegated Underwriting Authority (DUA)

Capacity that moves you forward.
With access to 100+ active facilities across 30+ classes, we connect MGAs with A rated capacity across Lloyd’s and Company markets - quickly and efficiently. We support product strategy, connect you with the right capacity partners and secure capacity built for long-term growth, not just short-term placement.

Backed by decades of cross-class experience, deep expertise across mono-line and multi-line MGA models, and long-standing relationships with leading London and US delegated authority carriers, we deliver creative, market-led solutions that drive better outcomes.

Global reach. Cross-class expertise.
Wherever you write business and whatever class you specialise in, our global reach and cross-class capability give MGAs the confidence to expand into new lines and territories, supported by the market access and insight needed to grow sustainably.

Preferred lines include:
Property · Casualty (GL, XoL, Environmental) · Financial Lines · Builders Risk · Marine & Cargo (incl. Stock Throughput) · Contingency · Accident & Health · Engineering Lines · Extended Warranty

We work closely with MGAs to benchmark performance, identify margin improvement opportunities and apply evidence-based modelling to unlock stronger, more sustainable returns.

Our contractual specialists, including in-house insurance counsel, review policy wordings and contractual arrangements to identify gaps and exposures, ensure regulatory alignment and enhance cover to create client advantage.

Where appropriate, we secure long-term capacity agreements to improve stability and consistency, while using data-led negotiation to deliver margin improvement through higher commissions and more favourable contractual terms. By aligning capacity partners and line sizes with growth ambitions, we deliver direct financial uplift - strengthening profitability and long-term enterprise value.

Smarter Tools. Stronger Performance.

We’ve invested $12m in our own proprietary tech ecosystem ATOMX to streamline the insurance value chain. With ATOMX, data becomes insight, processes become seamless, and growth becomes scalable.

For MGAs, this means:

• One version of the truth for policy data

• Actionable insights

• Portfolio performance monitoring

• Reduced manual workload with automated API links for seamless policy and claims data transfer

Exceptional claims service sits at the heart of what we do. Our team provides active, 24/7 claims management with clear communication and regular updates - delivering results when insureds need it most.

What this delivers

• Speed, control and credibility to help MGAs retain brokers and policyholders

• Better data and reduced leakage, claims bordereaux and MI structured for seamless reconciliation with underwriting data.

• Stronger carrier confidence, supporting improved loss ratios, larger line sizes and longer-term capacity

• Greater control, keeping clients informed and involved throughout

Technology-led delivery
Our proprietary platform, Quantum, streamlines workflows, triages complex cases and delivers instant MI for better decision-making. Supported by our in-house IT and AI teams, Quantum enhances transparency, efficiency and outcomes across the claims process.

Business planning & approvals
We work with MGAs to develop and refine business plans using a proven approach trusted by carriers. By aligning your vision with carrier expectations, we improve the quality of submissions and increase the likelihood of securing capacity, faster.

Lloyd’s Coverholder & carrier onboarding
We manage the process end-to-end, guiding you through Lloyd’s Coverholder applications and coordinating carrier onboarding across legal, compliance and finance. By streamlining what is often a lengthy process, we help ensure everything is done right the first time - so you can stay focused on growth.

Brand & marketing consultancy
Delivered by Aventum’s award-winning marketing team, our one-day review sharpens your brand and marketing strategy to improve visibility, strengthen distribution and support growth.

Premium processing & profit commission
Our dedicated team ensures efficient, accurate premium processing and profit commission collection across Lloyd’s and global markets. We provide transparent reporting and proactive contract support throughout the lifecycle, helping maintain compliance and long-term market relationships.

Digital product build
From idea to MVP, we advise on the design, resourcing and deployment of digital products that improve efficiency, strengthen distribution and enhance customer experience.

Capacity expansion & diversification
We structure multi-carrier solutions to increase line size, reduce dependency and strengthen portfolio resilience. By structuring follow and excess-of-loss support, we enable scalable growth without compromising control.

New products & territory development
We support the development of complementary product lines and entry into new territories, underpinned by market research, feasibility analysis and guidance on licensing and regulatory alignment - helping MGAs expand with confidence.

Financial optimisation
Through detailed benchmarking of commission structures, profit share and ceding commissions, we help maximise retained income. Our advisory support covers capital efficiency strategies, including fronting, reinsurance and fee-based income, supported by ongoing portfolio performance review.

Data management & investor readiness
We build robust MI frameworks and governance that enhance carrier confidence and strengthen enterprise value. This includes audit preparation, bordereaux optimisation, claims transparency and strategic positioning for carrier or private equity investment.