Property

We offer cover for complex and non-standard risks such as: 

• Properties that are unoccupied or undergoing works (including Grade 1, 2, and 3*) 

• Commercial and residential properties, including asylum seekers, DSS, students and HMOs 

• Non-standard construction, including cladding/composite panelling 

• Food processing properties (including abattoirs) 

• Leisure properties such as hotels, amusement arcades, pubs and late licence venues 

• Restaurants, including high end establishments 

• Manufacturing and warehousing properties 

• Cash and Carry 

• Mills 

• Property Owners

• Material Damage

• Business Interruption

• Quota share

• Excess Layers

• Sums Insured up to £250m 

• Minimum Premiums starting at £5,000 

Our expertise spans a diverse range of occupancies, including:

• Mixed Real Estate

• Municipalities

• Schools

• Hospitality

• Religious Entities

• Manufacturing

• Retail

• Residential

• Waste and Recycling

• Food and Agricultural

• Warehouses

• Programs

• All Risks (primary / buffer / excess / high excess)

• Stand-Alone Flood / EQ / Wind / Wildfire (primary / excess / high excess)

• Deductible buybacks (All perils considered)

• Parametric

• Terrorism

• Equipment Only

• Extensive expertise in the international property market with access to global markets including London, Bermuda, and Europe.

• Proficient in serving both retail and wholesale brokers across the globe.

• Specialising in Total Insurable Values (TIVs) of various scales, ranging from single locations to national and international programs.

• Deep understanding of localized exposure risks, encompassing fire, earthquake, wind and SCS.